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Same time of year. 2 very different stories. And mortgage rates are a big reason why.
Last fall, mortgage rates came down and the number of homes for sale barely budged. This fall, rates have climbed above 7%. Some buyers have pulled back, homes are taking longer to sell, and instead of coming off the market, more listings are sticking around.
Since August, the number of homes for sale has grown by about 25,000. So, what does that mean for you?
Buying? You’ve got more homes to choose from and potentially more room to negotiate on price, repairs, or closing costs.
Selling? Buyers have more options, so you’ve got to give them a reason to choose your house. That means getting the price right from day one and making sure your house stands out from the competition.
Want to know what this shift looks like where you live? Drop a comment or send me a DM, and let’s look at the local numbers together.
💁🏻♀️ Andie Katz, Assoc. Broker | REALTOR®
📲 570-627-6017
📧 andiekatzrealtor@gmail.com
🌍 www.katziskey2poconoliving.com
🏛️ REAL of Pennsylvania
☎️ 855-450-0442
Want to move but don’t want to give up your current low rate? This is for you.
Data shows homeowners with a mortgage have an average of $310K in equity right now.
And that means if you've been putting off a move because you don't want to give up the mortgage rate you locked in a few years ago, your equity could help.
You could use it toward a bigger down payment and borrow less at today's rates.
Or, if you're downsizing, you might even be able to buy your next home in cash. No mortgage. No worrying about today’s rates.
Want to know how much equity you have and what it makes possible for you? DM me, and I'll help you find out.
💁🏻♀️ Andie Katz, Assoc. Broker | REALTOR®
📲 570-627-6017
📧 andiekatzrealtor@gmail.com
🌍 www.katziskey2poconoliving.com
🏛️ REAL of Pennsylvania
☎️ 855-450-0442
Hoping mortgage rates will come down soon? The latest inflation report just made that outlook a little more complicated.
Inflation climbed to 3.7% in September, higher than economists expected. And while rising gas prices were a big driver, costs increased across several other categories too.
Why does that matter for housing? Because stubborn inflation makes it harder for the Fed to justify lowering their Federal Funds Rate. It could even increase the chances of another hike.
Now, the Fed doesn't directly control mortgage rates. But inflation and Fed expectations influence them, which means there's no guarantee mortgage rates will move lower anytime soon.
If you're planning to buy or sell, don't let a hoped-for rate drop be the only thing driving your timeline.
Let's look at what today's market means for your move and build a plan around the numbers you can actually work with.
💁🏻♀️ Andie Katz, Assoc. Broker | REALTOR®
📲 570-627-6017
📧 andiekatzrealtor@gmail.com
🌍 www.katziskey2poconoliving.com
🏛️ REAL of Pennsylvania
☎️ 855-450-0442
🎉 Excited and Honored to Share Some Great News!
I am proud to announce that I have been selected to serve on REAL of Pennsylvania’s Market Growth Council!
With an overwhelming response from agents across Pennsylvania, I am truly honored to have been chosen as one of 12 Market Growth Leaders representing our state.
As a Market Growth Leader, my focus will be on building relationships, supporting fellow agents, creating opportunities for professional growth, and helping strengthen REAL’s presence throughout Pennsylvania.
What makes this opportunity even more special is being the only woman selected to serve alongside 11 incredible male colleagues! I’m proud to have a seat at this table and bring my experience and perspective to the group.
A special thank you to our Pennsylvania leadership and Designated Brokers for their confidence in me. I look forward to working with this group of leaders and representing the Pocono Mountains!
Andie Katz – Managing Broker
REAL of Pennsylvania – POCONO
📲 Mobile: 570-627-6017
☎️ Office: 570-664-9936
📍 3101 PA-611, Ste. 2, Tannersville, PA
#REALBrokerage #MarketGrowthLeaders #WomenInRealEstate #Leadership #PoconoRealEstate #KatzsKey2PoconoLiving
Worried you might regret buying a home right now?
Even though rates are still higher than buyers would like, everyday costs are up, and the economy feels uncertain, a recent NerdWallet survey found most buyers who’ve already made the leap say they’re glad they did. Only 3% actually regret it.
That’s a good reminder that homeownership isn’t really about whether you bought at the “perfect” time, rate, or price. It’s about what owning a home can do for you over time.
As home values rise and you pay down your mortgage, you build something called equity. And that equity can eventually give you more flexibility, more financial options, and more freedom when it’s time for your next move.
So, if buying is something you still want, don’t let today’s uncertainty automatically talk you out of it.
Let’s look at what’s possible and whether there’s a path that makes sense for you.
💁🏻♀️ Andie Katz, Assoc. Broker | REALTOR®
📲 570-627-6017
📧 andiekatzrealtor@gmail.com
🌍 www.katziskey2poconoliving.com
🏛️ REAL of Pennsylvania
☎️ 855-450-0442
Why There are More Homes for Sale Right Now (and What It Means for You)
In many places right now, inventory is growing and homes are taking a bit longer to sell. And that’s information that should shape the strategy you use going in.
Whether you're buying or selling, let's look at how long homes are taking to sell in your neighborhood, so your offer, or your price, fits today's market.
💁🏻♀️ Andie Katz, Assoc. Broker | REALTOR®
📲 570-627-6017
📧 andiekatzrealtor@gmail.com
🌍 www.katziskey2poconoliving.com
🏛️ REAL of Pennsylvania
☎️ 855-450-0442
Why Most People Are Still Glad They Bought a Home
Don’t let today’s uncertainty make you lose sight of what homeownership can do over time. Most homeowners say they’d make the same choice again. And decades of home-price growth help explain why.
If you’re wondering whether buying makes sense for you right now, let’s look at the numbers together – and what owning a home could mean for you in the years ahead.
💁🏻♀️ Andie Katz, Assoc. Broker | REALTOR®
📲 570-627-6017
📧 andiekatzrealtor@gmail.com
🌍 www.katziskey2poconoliving.com
🏛️ REAL of Pennsylvania
☎️ 855-450-0442
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