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🎉🏡 UNDER CONTRACT in Dingmans Ferry! 🏡🎉
Congratulations to Trisha Thomas Markland and her clients on getting this beautiful piece of land on Roosie Road in Dingmans Ferry, PA under contract! 🔑🌳
There’s something exciting about purchasing land—the possibilities are wide open, and it’s the beginning of turning a vision into something real. ❤️
👏 Congratulations to Trisha and her clients on reaching this important milestone! We’re looking forward to seeing them make it all the way to the closing table. 🥂🔑
Trisha Thomas-Markland, REALTOR®
📲 Mobile: 718-753-8670
Andie Katz – Managing Broker
Real of Pennsylvania - Pocono
📲 Mobile: 570-627-6017
☎️ Office: 570-664-9936
📍 3101 PA-611, Ste. 2, Tannersville, PA
#UnderContract #Congratulations #DingmansFerryPA #RoosieRoad #LandForSale #PoconoRealEstate #PoconoMountains #TrishaThomasMarkland #AndieKatzTeam #RealOfPennsylvaniaPocono #KatzIsKey #GuidingYouHome
A lot of buyers are waiting because they think mortgage rates will drop dramatically.
The problem? That's not what today's forecasts say is going to happen.
Experts believe mortgage rates will actually stay in the mid to low 6s through 2027 due to a number of factors – including inflation.
What’s that tell me? Waiting may not pay off the way you hope it will.
So, if moving is important to you, I want you to know waiting isn’t your only option.
Builder incentives, adjustable-rate mortgages, assumable mortgages, and rate buydowns are just a few of the strategies worth exploring that could help with affordability right now.
I’m not saying you have to buy today, but you should at least know your options. Let's talk about what could work for you.
💁🏻♀️ Andie Katz, Assoc. Broker | REALTOR®
📲 570-627-6017
📧 andiekatzrealtor@gmail.com
🌍 www.katziskey2poconoliving.com
🏛️ REAL of Pennsylvania
☎️ 855-450-0442
Want to know who's got the upper hand in today's housing market? One number tells you almost everything you need to know. It's the months' supply of homes for sale.
If there's fewer than 4 months? Sellers have the advantage.
Between 4-6 months? Buyers and sellers are on equal footing.
More than 6 months? Buyers have the power.
Right now, nationally, this is the most balanced market we've seen in years. But balanced doesn’t mean the market’s the same everywhere.
Some places are already leaning much more toward buyers. Others still strongly favor sellers.
If you're wondering who's got the upper hand where we live, let's talk. I'll show you what the numbers look like in our market and what they could mean for your next move.
💁🏻♀️ Andie Katz, Assoc. Broker | REALTOR®
📲 570-627-6017
📧 andiekatzrealtor@gmail.com
🌍 www.katziskey2poconoliving.com
🏛️ REAL of Pennsylvania
☎️ 855-450-0442
Thinking About Waiting for Lower Mortgage Rates? Read This First.
If you've been putting your home search on hold because you're convinced mortgage rates will be much lower soon, it may be worth taking another look at that strategy.
Let’s connect so you have an expert who can at least walk you through your options and decide whether waiting really puts you in a better position – or just keeps you on the sidelines a little longer.
💁🏻♀️ Andie Katz, Assoc. Broker | REALTOR®
📲 570-627-6017
📧 andiekatzrealtor@gmail.com
🌍 www.katziskey2poconoliving.com
🏛️ REAL of Pennsylvania
☎️ 855-450-0442
Who Has the Upper Hand in Today's Housing Market?
This market isn’t one-size-fits-all.
If you're wondering who has the upper hand where we live, let's talk. I'll show you exactly what the numbers look like in our market – and what strategy gives you the best shot at getting what you want.
💁🏻♀️ Andie Katz, Assoc. Broker | REALTOR®
📲 570-627-6017
📧 andiekatzrealtor@gmail.com
🌍 www.katziskey2poconoliving.com
🏛️ REAL of Pennsylvania
☎️ 855-450-0442
The Case for Putting 20% Down on Your Next Home
So, no. You don't need to put 20% down to buy your next home. But you may want to. If your equity puts it within reach, going bigger can lower your costs and make moving more doable than you think – even with today’s rates.
A trusted lender can run the numbers on your financing. And when you want to know what your current house could add to your next down payment, let's talk.
💁🏻♀️ Andie Katz, Assoc. Broker | REALTOR®
📲 570-627-6017
📧 andiekatzrealtor@gmail.com
🌍 www.katziskey2poconoliving.com
🏛️ REAL of Pennsylvania
☎️ 855-450-0442
Here’s Why Mortgage Rates Are What They Are Right Now
That’s the trade-off with a narrowing spread. Rates may not be where you want them, but they're better than they could've been. If you want help figuring out what that means for your monthly payment, reach out to a local lender
💁🏻♀️ Andie Katz, Assoc. Broker | REALTOR®
📲 570-627-6017
📧 andiekatzrealtor@gmail.com
🌍 www.katziskey2poconoliving.com
🏛️ REAL of Pennsylvania
☎️ 855-450-0442
Mortgage rates aren’t random. They’re affected by 2 numbers.
The 10-year treasury yield and something called "the spread." That's the gap between the 10-year treasury yield and mortgage rates, and it usually sits around 1.76 percentage points.
Back in 2023, the gap in the spread ballooned up to 3.19 in response to economic uncertainty. If it were still that wide today, rates would be pushing almost 8%.
But the good news is the gap has narrowed to 2.01 (a lot closer to the long-term norm). And that’s a big positive for rates. It’s why today’s mortgage rate is in the upper 6s instead of touching 8%.
Here's the part a lot of people miss. Where rates are right now are already pretty close to what a totally normal spread would produce – a mortgage rate around 6.5%.
In other words, the fact that the spread has narrowed in recent years has helped mortgage rates. Sure, they’re still higher than you may want, but it could be worse.
Wondering if buying now still makes sense with rates like this? Send me a message and let's break it down.
💁🏻♀️ Andie Katz, Assoc. Broker | REALTOR®
📲 570-627-6017
📧 andiekatzrealtor@gmail.com
🌍 www.katziskey2poconoliving.com
🏛️ REAL of Pennsylvania
☎️ 855-450-0442
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