The Mortgage Rate You See Online Isn’t Necessarily the One You’d Get. Headlines and social media make today’s rates sound high. But you have to remember, the rate you’re seeing online and your actual rate could be different. The only way to know what your rate could be is to talk to a trusted lender. With the right help, you can find out what your real rate is – and where it can take you. 💁🏻‍♀️ Andie Katz, Assoc. Broker | REALTOR® 📲 570-627-6017 📧 andiekatzrealtor@gmail.com 🌍 www.katziskey2poconoliving.com 🏛️ REAL of Pennsylvania ☎️ 855-450-0442

Why So Many Sellers Are Cutting Their Price Right Now Price cuts are a normal part of today’s housing market, and both buyers and sellers can use them to their advantage. Let's look at what's actually happening with prices in your neighborhood, so you know exactly where you stand before you list or make an offer. 💁🏻‍♀️ Andie Katz, Assoc. Broker | REALTOR® 📲 570-627-6017 📧 andiekatzrealtor@gmail.com 🌍 www.katziskey2poconoliving.com 🏛️ REAL of Pennsylvania ☎️ 855-450-0442

Price cuts have climbed for 7 straight months. Right now, more than 4 in 10 homes for sale have already had one, and it usually comes down to one thing – the market's moving faster than most sellers expected and their pricing hasn’t necessarily kept up. A home that needs a cut usually just sat too long priced above what buyers will actually pay right now. Selling soon? Let's set your number right from day one, so you skip that wasted time. House hunting? A home that's had its price reduced means the seller's already been through that wait. And sellers who've been sitting are usually ready to deal. 💁🏻‍♀️ Andie Katz, Assoc. Broker | REALTOR® 📲 570-627-6017 📧 andiekatzrealtor@gmail.com 🌍 www.katziskey2poconoliving.com 🏛️ REAL of Pennsylvania ☎️ 855-450-0442

There Are 4 Types of Housing Markets Right Now. Which 1 Are You In? Four different housing markets are running at once: cash buyers, financed buyers, locked-in owners, and builders. Each one plays by its own rules, and the right move for one is exactly the wrong move for another. Let's figure out which one you're actually in and build your next move from there. 💁🏻‍♀️ Andie Katz, Assoc. Broker | REALTOR® 📲 570-627-6017 📧 andiekatzrealtor@gmail.com 🌍 www.katziskey2poconoliving.com 🏛️ REAL of Pennsylvania ☎️ 855-450-0442

🏡🔑 This is what TEAMWORK looks like! While I was away in Harrisburg attending the Fall Business Meetings, MJ Jones stepped in to support our buyer at the closing table and make sure everything went smoothly. ❤️ MJ, thank you for showing up for our client and representing our team so well. This is exactly what I mean when I say our clients are never on their own — when you work with the Andie Katz Team, you have a TEAM behind you every step of the way. Congratulations to our buyer on this exciting new chapter! 🏡🔑🎉 And thank you, MJ, for always being willing to step in when needed. 🙏🏽💙 Andie Katz – Managing Broker REAL of Pennsylvania – POCONO 📲 Mobile: 570-627-6017 ☎️ Office: 570-664-9936 📍 3101 PA-611, Ste. 2, Tannersville, PA #AndieKatzTeam #KatzsKey2PoconoLiving #Teamwork #ClosingDay #PoconoRealEstate #WorkHardBeKind

Not sure where to start if you’re thinking about moving? You’re not alone. Right now, there are actually 4 different housing markets running at once, and each one plays by its own rules. Cash buyers. Buyers taking out a mortgage. Homeowners feeling reluctant to give up their current low rate. And builders eager to sell their extra inventory. Which group you fall in can completely change how you should approach your move. But that’s where an agent comes in. We have the expertise on what to do for your specific situation and the strategies that are going to work for you. Comment below and tell me which group you’re in. Let's figure out your next move from there. 💁🏻‍♀️ Andie Katz, Assoc. Broker | REALTOR® 📲 570-627-6017 📧 andiekatzrealtor@gmail.com 🌍 www.katziskey2poconoliving.com 🏛️ REAL of Pennsylvania ☎️ 855-450-0442

🏡🔑 This is what TEAMWORK looks like! While I was away in Harrisburg attending the Fall Business Meetings, MJ Jones stepped in to support our buyer at the closing table and make sure everything went smoothly. ❤️ MJ, thank you for showing up for our client and representing our team so well. This is exactly what I mean when I say our clients are never on their own — when you work with the Andie Katz Team, you have a TEAM behind you every step of the way. Congratulations to our buyer on this exciting new chapter! 🏡🔑🎉 And thank you, MJ, for always being willing to step in when needed. 🙏🏽💙 Andie Katz – Managing Broker REAL of Pennsylvania – POCONO 📲 Mobile: 570-627-6017 ☎️ Office: 570-664-9936 📍 3101 PA-611, Ste. 2, Tannersville, PA #AndieKatzTeam #KatzsKey2PoconoLiving #Teamwork #ClosingDay #PoconoRealEstate #WorkHardBeKind

📚 Here at the 2026 Pennsylvania Association of Realtors® Fall Business Meetings! Taking time to learn, stay informed, and be part of the important conversations happening in our industry. After 20 years in real estate, I still believe there is always more to learn, more ways to grow, and more opportunities to better serve our clients and our communities. 💙🏡 #PAR #RealtorLife #RealEstateLeadership #AlwaysLearning #PoconosRealEstate #WorkHardBeKind