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Have you seen the headlines about using your 401(k) to cover a down payment?
Tapping it can feel like an easy call, especially if you’ve got a good chunk saved up. But pulling from retirement early can trigger penalties and set back the savings you'll want later on.
But you don’t necessarily have to raid your retirement to buy a home. You’ve got other options, like FHA loans, which let qualified buyers put down as little as 3.5%. And down payment assistance programs can help, too.
So, before you touch your 401(k), talk with a trusted financial advisor. They can help you find the option that fits your goals and your budget.
💁🏻♀️ Andie Katz, Assoc. Broker | REALTOR®
📲 570-627-6017
📧 andiekatzrealtor@gmail.com
🌍 www.katziskey2poconoliving.com
🏛️ REAL of Pennsylvania
☎️ 855-450-0442
Quick question: what's the one word you'd use to describe this year so far?
For a lot of people, it's stressful. And when everything feels shaky, it’s easy to second-guess the move you were ready to make. But the truth is, the housing market is one thing that’s been remarkably stable.
Home prices have been relatively steady for about 4 years now. The number of homes for sale is right about where it was last year (up 2%). And mortgage rates have held in the same general 6-7% range since late 2022.
A steady market comes with a perk. You can actually plan. What works for your budget today probably won’t look all that different in a few months.
You don’t have to wait for things to calm down. The housing market’s already pretty steady. Send me a DM or drop a comment below, and let's compare the market you walked away from to the one that's here now.
💁🏻♀️ Andie Katz, Assoc. Broker | REALTOR®
📲 570-627-6017
📧 andiekatzrealtor@gmail.com
🌍 www.katziskey2poconoliving.com
🏛️ REAL of Pennsylvania
☎️ 855-450-0442
Thinking About Tapping into Your 401(k) To Buy a Home? Read This First.
Affordability is definitely a challenge, but that doesn’t mean tapping your 401(k) is your only way in if you want to buy.
If you're considering using your 401(k) savings for a down payment, weigh all your options and talk with a trusted financial advisor before you make any decisions. They’ll help you make a plan to fit your goals and your budget.
💁🏻♀️ Andie Katz, Assoc. Broker | REALTOR®
📲 570-627-6017
📧 andiekatzrealtor@gmail.com
🌍 www.katziskey2poconoliving.com
🏛️ REAL of Pennsylvania
☎️ 855-450-0442
Think every home on the market is out of reach? Not necessarily.
More than 40% of sellers are dropping their asking price right now. And the median list price this July was the lowest for any July in 5 years.
That means sellers aren’t banking on bidding wars or expecting buyers to pay whatever they ask. They’re more willing to meet you where you’re at.
And that could work in your favor. Want to find out how much wiggle room you have on price in our market? DM me.
💁🏻♀️ Andie Katz, Assoc. Broker | REALTOR®
📲 570-627-6017
📧 andiekatzrealtor@gmail.com
🌍 www.katziskey2poconoliving.com
🏛️ REAL of Pennsylvania
☎️ 855-450-0442
Thinking about selling, but worried your deal could fall apart before closing? Here's some perspective.
Most home sales still make it to the finish. And when one doesn't, the top reason is almost always inspection or repair issues. They play a part in more than 70% of deals that fall through.
But, luckily for you, inspection/repair issues are what you have the most power to prevent ahead of time. A pre-listing inspection lets you find and handle problems before a buyer's inspector ever does.
Ready to list? Let's talk about whether getting a pre-listing inspection makes sense for your house in our market.
💁🏻♀️ Andie Katz, Assoc. Broker | REALTOR®
📲 570-627-6017
📧 andiekatzrealtor@gmail.com
🌍 www.katziskey2poconoliving.com
🏛️ REAL of Pennsylvania
☎️ 855-450-0442
Sellers Are Cutting Prices To Meet Buyers Where They're At
Right now, sellers are flexible on the price in ways they weren't before. Let’s take advantage of that flexibility.
You may be surprised by what's available – and how willing today's sellers are to work with buyers.
💁🏻♀️ Andie Katz, Assoc. Broker | REALTOR®
📲 570-627-6017
📧 andiekatzrealtor@gmail.com
🌍 www.katziskey2poconoliving.com
🏛️ REAL of Pennsylvania
☎️ 855-450-0442
Most Home Sales Close – Here’s How To Keep Yours on Track
Most home sales still close, and the biggest thing that could get in the way of yours is the one thing you can actually do something about.
With the right prep, your sale has every reason to make it to the finish. So, let’s connect and get your house sold.
💁🏻♀️ Andie Katz, Assoc. Broker | REALTOR®
📲 570-627-6017
📧 andiekatzrealtor@gmail.com
🌍 www.katziskey2poconoliving.com
🏛️ REAL of Pennsylvania
☎️ 855-450-0442
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