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Repeat buyers, you’ve got a big leg up on your next move.
It’s your equity, the difference between what your house is worth and what you still owe on your mortgage. Sell, and that equity turns into cash you can roll right into your next down payment.
That’s how a lot of repeat buyers put down 20% or more. But why do they, especially when they don’t necessarily have to?
Because putting more down saves you money in the long run. A bigger down payment means a smaller loan, so your monthly payment is lower and you’re paying less interest over time.
You can also skip private mortgage insurance, or PMI, which is an additional monthly fee required for loans with less than 20% down.
Talk to a trusted lender to figure out what down payment makes the most sense for your budget. And when you’re ready to kick start your move, let’s talk.
💁🏻♀️ Andie Katz, Assoc. Broker | REALTOR®
📲 570-627-6017
📧 andiekatzrealtor@gmail.com
🌍 www.katziskey2poconoliving.com
🏛️ REAL of Pennsylvania
☎️ 855-450-0442
Who Has the Upper Hand in Today's Housing Market?
This market isn’t one-size-fits-all.
If you're wondering who has the upper hand where we live, let's talk. I'll show you exactly what the numbers look like in our market – and what strategy gives you the best shot at getting what you want.
💁🏻♀️ Andie Katz, Assoc. Broker | REALTOR®
📲 570-627-6017
📧 andiekatzrealtor@gmail.com
🌍 www.katziskey2poconoliving.com
🏛️ REAL of Pennsylvania
☎️ 855-450-0442
Picture it. A getaway that’s all yours, where you’ll build memories with your loved ones year after year. And maybe even retire someday?
A vacation home of your own might be more within reach than you think. Nearly 40% of vacation-home sellers have lowered their asking price recently.
That place you’re imagining? DM, and let’s talk about what’s available there.
💁🏻♀️ Andie Katz, Assoc. Broker | REALTOR®
📲 570-627-6017
📧 andiekatzrealtor@gmail.com
🌍 www.katziskey2poconoliving.com
🏛️ REAL of Pennsylvania
☎️ 855-450-0442
Here’s Why Mortgage Rates Are What They Are Right Now
That’s the trade-off with a narrowing spread. Rates may not be where you want them, but they're better than they could've been. If you want help figuring out what that means for your monthly payment, reach out to a local lender
💁🏻♀️ Andie Katz, Assoc. Broker | REALTOR®
📲 570-627-6017
📧 andiekatzrealtor@gmail.com
🌍 www.katziskey2poconoliving.com
🏛️ REAL of Pennsylvania
☎️ 855-450-0442
🎉🏡 UNDER CONTRACT in Dingmans Ferry! 🏡🎉
Congratulations to Trisha Thomas Markland and her clients on getting this beautiful piece of land on Roosie Road in Dingmans Ferry, PA under contract! 🔑🌳
There’s something exciting about purchasing land—the possibilities are wide open, and it’s the beginning of turning a vision into something real. ❤️
👏 Congratulations to Trisha and her clients on reaching this important milestone! We’re looking forward to seeing them make it all the way to the closing table. 🥂🔑
Trisha Thomas-Markland, REALTOR®
📲 Mobile: 718-753-8670
Andie Katz – Managing Broker
Real of Pennsylvania - Pocono
📲 Mobile: 570-627-6017
☎️ Office: 570-664-9936
📍 3101 PA-611, Ste. 2, Tannersville, PA
#UnderContract #Congratulations #DingmansFerryPA #RoosieRoad #LandForSale #PoconoRealEstate #PoconoMountains #TrishaThomasMarkland #AndieKatzTeam #RealOfPennsylvaniaPocono #KatzIsKey #GuidingYouHome
A lot of buyers are waiting because they think mortgage rates will drop dramatically.
The problem? That's not what today's forecasts say is going to happen.
Experts believe mortgage rates will actually stay in the mid to low 6s through 2027 due to a number of factors – including inflation.
What’s that tell me? Waiting may not pay off the way you hope it will.
So, if moving is important to you, I want you to know waiting isn’t your only option.
Builder incentives, adjustable-rate mortgages, assumable mortgages, and rate buydowns are just a few of the strategies worth exploring that could help with affordability right now.
I’m not saying you have to buy today, but you should at least know your options. Let's talk about what could work for you.
💁🏻♀️ Andie Katz, Assoc. Broker | REALTOR®
📲 570-627-6017
📧 andiekatzrealtor@gmail.com
🌍 www.katziskey2poconoliving.com
🏛️ REAL of Pennsylvania
☎️ 855-450-0442
Want to know who's got the upper hand in today's housing market? One number tells you almost everything you need to know. It's the months' supply of homes for sale.
If there's fewer than 4 months? Sellers have the advantage.
Between 4-6 months? Buyers and sellers are on equal footing.
More than 6 months? Buyers have the power.
Right now, nationally, this is the most balanced market we've seen in years. But balanced doesn’t mean the market’s the same everywhere.
Some places are already leaning much more toward buyers. Others still strongly favor sellers.
If you're wondering who's got the upper hand where we live, let's talk. I'll show you what the numbers look like in our market and what they could mean for your next move.
💁🏻♀️ Andie Katz, Assoc. Broker | REALTOR®
📲 570-627-6017
📧 andiekatzrealtor@gmail.com
🌍 www.katziskey2poconoliving.com
🏛️ REAL of Pennsylvania
☎️ 855-450-0442
Thinking About Waiting for Lower Mortgage Rates? Read This First.
If you've been putting your home search on hold because you're convinced mortgage rates will be much lower soon, it may be worth taking another look at that strategy.
Let’s connect so you have an expert who can at least walk you through your options and decide whether waiting really puts you in a better position – or just keeps you on the sidelines a little longer.
💁🏻♀️ Andie Katz, Assoc. Broker | REALTOR®
📲 570-627-6017
📧 andiekatzrealtor@gmail.com
🌍 www.katziskey2poconoliving.com
🏛️ REAL of Pennsylvania
☎️ 855-450-0442
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