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Thinking About Waiting for Lower Mortgage Rates? Read This First.
If you've been putting your home search on hold because you're convinced mortgage rates will be much lower soon, it may be worth taking another look at that strategy.
Let’s connect so you have an expert who can at least walk you through your options and decide whether waiting really puts you in a better position – or just keeps you on the sidelines a little longer.
💁🏻♀️ Andie Katz, Assoc. Broker | REALTOR®
📲 570-627-6017
📧 andiekatzrealtor@gmail.com
🌍 www.katziskey2poconoliving.com
🏛️ REAL of Pennsylvania
☎️ 855-450-0442
I’m excited about this one! ✍️📄
We have an upcoming Loan Signing Agent Training in the works!
If you're already a Notary and have wondered, “How do I get into loan signings?” this is an opportunity to learn more about the process, the documents and what happens at the signing table.
And if you're not a Notary yet but have been thinking about becoming commissioned in Pennsylvania, we can help you understand how to get started there, too.
🌎 Spanish-language support will be available. • Apoyo en español disponible.
📣 COMING SOON!
We’re finalizing the details now. Registration will be limited once it opens.
Comment NOTARY below if you’re interested — and please tag or share this with someone who might be! 👇
#LoanSigningAgent #NotaryTraining #PennsylvaniaNotary #MobileNotary #PoconoNotary #PoconoMountains
The Case for Putting 20% Down on Your Next Home
So, no. You don't need to put 20% down to buy your next home. But you may want to. If your equity puts it within reach, going bigger can lower your costs and make moving more doable than you think – even with today’s rates.
A trusted lender can run the numbers on your financing. And when you want to know what your current house could add to your next down payment, let's talk.
💁🏻♀️ Andie Katz, Assoc. Broker | REALTOR®
📲 570-627-6017
📧 andiekatzrealtor@gmail.com
🌍 www.katziskey2poconoliving.com
🏛️ REAL of Pennsylvania
☎️ 855-450-0442
Mortgage rates aren’t random. They’re affected by 2 numbers.
The 10-year treasury yield and something called "the spread." That's the gap between the 10-year treasury yield and mortgage rates, and it usually sits around 1.76 percentage points.
Back in 2023, the gap in the spread ballooned up to 3.19 in response to economic uncertainty. If it were still that wide today, rates would be pushing almost 8%.
But the good news is the gap has narrowed to 2.01 (a lot closer to the long-term norm). And that’s a big positive for rates. It’s why today’s mortgage rate is in the upper 6s instead of touching 8%.
Here's the part a lot of people miss. Where rates are right now are already pretty close to what a totally normal spread would produce – a mortgage rate around 6.5%.
In other words, the fact that the spread has narrowed in recent years has helped mortgage rates. Sure, they’re still higher than you may want, but it could be worse.
Wondering if buying now still makes sense with rates like this? Send me a message and let's break it down.
💁🏻♀️ Andie Katz, Assoc. Broker | REALTOR®
📲 570-627-6017
📧 andiekatzrealtor@gmail.com
🌍 www.katziskey2poconoliving.com
🏛️ REAL of Pennsylvania
☎️ 855-450-0442
🏡 CONOCE 135 TANNEBAUM WAY
Ayer anunciamos nuestro Mega Open House. Hoy te invito a conocer un poco más de la casa que podrás recorrer el próximo sábado y domingo.
🛏️ 4 habitaciones
🛁 2.5 baños
✨ Casi 2,900 pies² terminados
🌳 1.01 acres
🏠 Construida en 2021
🔥 Chimenea de gas
🚗 Garaje para 2 autos
Desliza para ver las fotos y guarda las fechas:
📅 15 y 16 de agosto
⏰ 12–4 PM
¿Cuál espacio te llamó más la atención? 👀
#CasaAbierta #HenryvillePA #BienesRaíces #Poconos #CasaEnVenta #ViviendoEnLosPoconos
¡Estoy muy emocionada con esto! ✍️📄
¡Estamos preparando una próxima Capacitación para Agentes de Firma de Préstamos!
Si ya eres Notario y alguna vez te has preguntado: “¿Cómo puedo comenzar a hacer firmas de préstamos?”, esta será una oportunidad para aprender más sobre el proceso, los documentos y qué esperar durante una firma.
Y si todavía no eres Notario Público pero has pensado en obtener tu comisión en Pennsylvania, también podemos orientarte para que entiendas cómo comenzar.
🌎 Apoyo en español disponible.
📣 ¡PRÓXIMAMENTE!
Estamos finalizando los detalles. Una vez que abramos las inscripciones, los espacios serán limitados.
Escribe NOTARIO en los comentarios si te interesa — ¡y etiqueta o comparte esta publicación con alguien que también podría estar interesado! 👇
#LoanSigningAgent #CapacitacionNotarial #NotarioPennsylvania #MobileNotary #PoconoNotary #PoconoMountains
🏡 CONOCE 135 TANNEBAUM WAY
Ayer anunciamos nuestro Mega Open House. Hoy te invito a conocer un poco más de la casa que podrás recorrer el próximo sábado y domingo.
🛏️ 4 habitaciones
🛁 2.5 baños
✨ Casi 2,900 pies² terminados
🌳 1.01 acres
🏠 Construida en 2021
🔥 Chimenea de gas
🚗 Garaje para 2 autos
Desliza para ver las fotos y guarda las fechas:
📅 15 y 16 de agosto
⏰ 12–4 PM
¿Cuál espacio te llamó más la atención? 👀
#CasaAbierta #HenryvillePA #BienesRaíces #Poconos #CasaEnVenta #ViviendoEnLosPoconos
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