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Selling Your Home? What You Should Know About Price Cuts vs. Rate Buydowns.
What if you could make your house more attractive to buyers without lowering your asking price?
With 43% of sellers cutting prices right now, according to HousingWire, it's a question worth asking – especially because there's another way to give buyers what they really want: a lower monthly payment.
It's called a mortgage rate buydown. And the difference can be pretty remarkable.
Here's an example.
Let's say you're willing to offer a buyer $10,000 to help get your house sold.
A $10,000 price reduction could save that buyer about $70 a month.
But putting that same $10,000 toward a temporary mortgage rate buydown could save them roughly $500 a month in the first year.
Same amount from you. A much bigger impact on their immediate budget.
Now, those savings won't last forever with a temporary buydown. But for the right buyer, that upfront relief could be exactly what makes your house stand out.
Thinking about selling? Send me a message. Let's explore which incentives could attract buyers while protecting your bottom line.
💁🏻♀️ Andie Katz, Assoc. Broker | REALTOR®
📲 570-627-6017
📧 andiekatzrealtor@gmail.com
🌍 www.katziskey2poconoliving.com
🏛️ REAL of Pennsylvania
☎️ 855-450-0442
🏡🔑 JUST CLOSED! A HOME RUN FOR HARISH! ⚾🎉
A HUGE congratulations to Harish Kundnani on another successful closing! 👏🎉
Harish represented both the buyer and seller in this transaction, and he knocked it out of the park! ⚾🏡
From start to finish, Harish delivered exceptional service, professionalism, and dedication to getting the job done!
Congratulations to his buyer on their new home, and to the seller on a successful sale! 🏡❤️
👏 Way to go, Harish! We’re proud to have you as part of our team!
🔑 Looking for a dedicated real estate agent who knows how to get the job DONE?
📲 Contact Harish Kundnani
☎️ 516-364-9500
Andie Katz – Managing Broker
Real of Pennsylvania - Pocono
📲 Mobile: (570) 627-6017
☎️ Office: (570) 664-9936
📍 3101 PA-611, Ste. 2, Tannersville, PA
#JustClosed #HarishKundnani #AndieKatzTeam #RealOfPennsylvania #PoconoRealEstate #KatzsKey2PoconoLiving #AnotherHappyHomeowner
🏡🔑 UNDER CONTRACT! Another exciting chapter begins! 🎉
📍 32 Oak Leaf Ln. E., Stroudsburg, PA
There’s something extra special about helping a client sell her home AND find the perfect place to call home next! ❤️
We had the pleasure of selling our buyer’s previous home, and now she’s under contract on this beautiful townhouse!
✨ Less maintenance, more time to enjoy life!
Townhouse living can be a wonderful option for anyone looking to downsize, simplify their lifestyle, or spend less time maintaining a property and more time doing what they love!
Whether you’re downsizing, relocating, or simply ready for a change, we can help you sell your current home AND find the next one!
Congratulations to our buyer! We’re so excited to be part of this next chapter! 🏡❤️
📲 Thinking about making a move? Let’s talk!
Andie Katz – Managing Broker
Real of Pennsylvania - Pocono
📲 Mobile: (570) 627-6017
☎️ Office: (570) 664-9936
📍 3101 PA-611, Ste. 2, Tannersville, PA
#UnderContract #StroudsburgPA #TownhouseLiving #Downsizing #LowMaintenanceLiving #PoconoRealEstate #AndieKatzTeam #KatzsKey2PoconoLiving #RealOfPennsylvania
🏡🔑 UNDER CONTRACT! 🎉
Another buyer is one step closer to HOME! ❤️
📍 28 Heath Lane | Mount Pocono, PA
There’s something special about helping someone take that next step toward homeownership! 🏡
A huge CONGRATULATIONS to our buyer on getting this beautiful home under contract! 🎉
The journey doesn’t end here! From inspections to closing day, we’ll continue advocating for our client and guiding them every step of the way.
✨ Thinking about buying or selling? Whether you’re ready today or just exploring your options, I’d love the opportunity to help you make your next move!
20 years of opening doors, building relationships, and helping dreams become reality! ❤️🔑
Andie Katz – Managing Broker
Real of Pennsylvania - Pocono
📲 Mobile: 570-664-9936
📍 3101 PA-611, Ste. 2, Tannersville, PA
#UnderContract #AndieKatzTeam #KatzsKey2PoconoLiving #MountPoconoPA #PoconoRealEstate #Homeownership #PoconoMountains #RealOfPennsylvania #20YearsOfOpeningDoors
Toward the end of the year, the number of homes for sale usually starts to level off or dip as we enter the slower season in the market. But so far this year, it’s still going up.
And that break in the usual seasonal trend could be good for some buyers.
Part of the reason is that fewer people are shopping right now with mortgage rates where they are. But that gives anyone who can make the numbers work an opportunity.
If you’re able to buy at today’s rates, you have more options than you’d normally have. And that means more chances to find a home in budget – and less competition from other buyers.
You’ll likely even see sellers more willing to strike a deal.
What you’ll find depends on where you’re looking. Send a DM to see what’s on the market near you.
💁🏻♀️ Andie Katz, Assoc. Broker | REALTOR®
📲 570-627-6017
📧 andiekatzrealtor@gmail.com
🌍 www.katziskey2poconoliving.com
🏛️ REAL of Pennsylvania
☎️ 855-450-0442
👏🏡 Shoutout to Trisha Thomas-Markland! 🔑❤️
Behind every real estate transaction is dedication, hard work, and a commitment to helping clients achieve their goals!
I want to give a special shoutout to Trisha for continuing to show up, put in the work, and advocate for her clients every step of the way! 💪
Real estate isn’t just about buying and selling homes. It’s about building relationships, earning trust, finding solutions, and making sure our clients feel supported throughout the process.
Trisha, your consistency, determination, and commitment do not go unnoticed! Keep planting those seeds, because your hard work will continue to bear fruit! 🌱🏡
So proud to have you as part of the Andie Katz Team! ❤️
🔑 Looking for a dedicated REALTOR® who will work hard, advocate for your best interests, and guide you every step of the way?
Give Trisha Thomas-Markland a call!
📲 (718) 753-8670
She’d love the opportunity to help you with your real estate needs!
Andie Katz – Managing Broker
Real of Pennsylvania - Pocono
📲 Mobile: 570-627-6017
☎️ Office: 570-664-9936
📍 3101 PA-611, Ste. 2, Tannersville, PA
#AndieKatzTeam #KatzsKey2PoconoLiving #RealOfPennsylvaniaPocono #AgentSpotlight #ClientFirst #PoconoRealEstate #HardWorkPaysOff #TeamRecognition
Pop quiz. What credit score do you need to buy a home?
If your answer was B) 660 or C) 700 … you’re not alone. A lot of people believe you need "perfect" or “near perfect” credit.
But you probably don’t need as high a credit score as you think.
Even though a Veterans United survey shows 57% of would-be buyers think you need at least a 660, the long-standing benchmark for Fannie Mae and Freddie Mac loans is 620, and even that isn’t a hard rule for every loan.
So the real answer? Both A) 620 and D) “it depends” are right.
And with all the changes to credit models lately, even more people will be able to buy than before.
Don’t let myths keep you locked into a lease. Let’s find out where you actually stand.
💁🏻♀️ Andie Katz, Assoc. Broker | REALTOR®
📲 570-627-6017
📧 andiekatzrealtor@gmail.com
🌍 www.katziskey2poconoliving.com
🏛️ REAL of Pennsylvania
☎️ 855-450-0442
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